Why work with us?

Our customers choose us because we always look ahead to ensure their prosperity, deliver unmatched services, and offer some of the best value in the industry. Our approach to advisory service and asset management has helped us transform ourselves into a leading wealth manager in Central and Eastern Europe. This did not happen overnight, or without total commitment to our mission—searching for new opportunities to help our customers reach their goals.

We strive to keep a keen eye on the future and lead the way to even better solutions for efficient and steady progress. Therefore foresight, drive and respect are the key to meeting and exceeding even the highest expectations of our well-informed customers.

You are at the centre of all that we do. Your goals, aspirations and fears are important to us. We analyse your financial profile, lifestyle objectives and attitude towards risk, and then develop a suitable asset management plan. Our advisors have in-depth experience in asset management, banking and financial planning, ensuring your strategies revolve around your specific needs – sustainable and spanning generations. As your priorities shift and goals change, we will adjust your asset management plan accordingly. We offer you the holistic, personal support of a private bank – as well as the security and diversity of an international financial group. Benefit from 200 years of experience and the innovative strength of the region’s most modern bank.

Personal advice – tailored to your needs

Needs analysis

We analyze your personal situation (family, wealth, tax) and discuss your objectives and wishes.

Investment Strategy

We present you an investment concept and decide with you your unique strategy, implementation and processes.

Evaluation and Reporting

We evaluate the performance of your strategy, adapt when necessary and report back to you on progress regularly.

Your benefits:

Individual care and investment advice from your private banker
Analysis and selection of the most suitable investment instruments for you
Optimal allocation of your investments
Detailed reports on portfolio development, and information about the situation on the financial markets
More leisure time –your finances are handled by a professional portfolio manager working together with your private banker
We think and act responsibly

Diversification - or asset allocation - refers to the spread of your capital across different asset classes. According to your objectives and individual risk tolerance, we diversify your assets to optimize your returns.

The following graphic shows you an example of an asset allocation, but it does not represent a current strategy:

Trade-off between risk, liquidity and return

The three main objectives of an investment - the greatest possible degree of security, liquidity and a rate of return – cannot be achieved simultaneously. The investor defines which objective takes priority
in accordance with his or her preferences.

Non-systematic risks can be reduced considerably by diversification (spreading the assets among different asset classes).

Systematic risks, like natural disasters or wars, lie beyond the sphere of influence of the investor. Nevertheless, the portfolio manager steers the client’s portfolio to the best of his knowledge.

Erste Private Banking is one of the leading wealth managers in Central and Eastern Europe, and the largest wealth manager in Austria. We offer a comprehensive range of services covering all aspects of private banking, wealth management, financial planning and execution services. We offer strategic and tactical asset allocation, and put together the optimal portfolio – without tying you to Erste Group products. Transparency, responsibility and quality in customer service are amongst the core values of our corporate culture. We are currently taking care of 20,000 customers with a combined wealth of EUR 25 bn.

Erste Private Banking is part of Erste Group. Founded in 1819 as the first Austrian savings bank Erste Group went public in 1997 with a strategy to expand its retail business into Central and Eastern Europe (CEE). Since then, Erste Group has grown through numerous acquisitions and organic growth to one of the largest financial services providers in the eastern part of EU in terms of customers and total assets.

Then as now, our guiding principle was laid down: We want to increase and secure the prosperity of the people in our region. To this day we see that as our mission.

2024

Euromoney Private Banking Awards

Best Domestic Private Bank 2024 in Austria
Best for Discretionary Portfolio Management 2024 in Austria
Best for HNW 2024 in Austria
Best International Private Bank 2024 in the Slovak Republic
Best for Discretionary Portfolio Management 2024 in Croatia

Press release

Best Private Bank Global Finance Awards

Best Private Bank 2024 in Czech Republic
Best Private Bank 2024 in Croatia
Best Private Bank 2024 in Romania
Best Private Bank 2024 in the Slovak Republic
Best Private Bank for Sustainable Investing 2024 in CEE

Press release